Modern Financial’s proprietary algorithms and expansive lender database find the best financing terms, so you submit once instead of shopping your credit around.
Submit a quick loan application, let your advisor review and consult various options, and wait for a link to complete a full app, term sheet, and required docs. One credit pull, not six.
Modern Financial works with various capital providers to negotiate the most competitive terms. Your file goes to the lenders whose credit box actually fits it, not to whoever answers first.
We will review several competing loan offers and advise on the pros and cons of each. Compare offers side by side and know you are getting the best deal.
Going straight to one lender costs you nothing but tells you nothing about the market. A traditional broker knows the market but adds cost and opacity.
| Direct to Lender | Traditional Broker | Modern Financial | |
|---|---|---|---|
| Low cost, free structure | Yes | No | Yes |
| Knowledgeable borrower advocate | No | Yes | Yes |
| Side by side offer comparison | No | Yes | Yes |
| Online, real-time loan status updates | No | No | Yes |
Our expert advisors walk you through the entire process, from negotiating the best terms to closing quickly, hassle free.